{"id":71673,"date":"2024-11-19T18:55:37","date_gmt":"2024-11-19T18:55:37","guid":{"rendered":"https:\/\/dev.mexxus.com\/mortgagesmontreal\/services\/"},"modified":"2024-11-21T17:32:53","modified_gmt":"2024-11-21T17:32:53","slug":"services","status":"publish","type":"page","link":"https:\/\/mortgagesmontreal.ca\/fr\/services\/","title":{"rendered":"Services"},"content":{"rendered":"

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Hypoth\u00e8ques<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00a0\u00bb2_5,3_5″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb2_5″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ text_font=\u00a0\u00bbPoppins|300|||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#000000″ text_font_size=\u00a0\u00bb15px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb custom_margin=\u00a0\u00bb-4px||\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-20px||\u00a0\u00bb custom_margin_phone=\u00a0\u00bb\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]Les pr\u00eats hypoth\u00e9caires r\u00e9pondent \u00e0 divers besoins, depuis l\u2019achat d\u2019une premi\u00e8re maison jusqu\u2019\u00e0 l\u2019acc\u00e8s \u00e0 la valeur nette de la propri\u00e9t\u00e9 ou au renouvellement des conditions. Faire des choix \u00e9clair\u00e9s avec des conseils professionnels vous garantit d\u2019obtenir des conseils impartiaux et adapt\u00e9s \u00e0 votre situation. En p\u00e9riode de difficult\u00e9s, certains propri\u00e9taires peuvent b\u00e9n\u00e9ficier d\u2019une prolongation de la dur\u00e9e de leur pr\u00eat hypoth\u00e9caire afin de r\u00e9duire leurs versements mensuels, m\u00eame si cela augmente les int\u00e9r\u00eats au fil du temps. D\u2019autres peuvent ajuster leurs remboursements pour rester sur la bonne voie avec leur calendrier initial. Il est essentiel de consulter un courtier hypoth\u00e9caire : il peut discuter des options avec votre banque et vous aider \u00e0 trouver un plan adapt\u00e9 \u00e0 vos besoins financiers. Des conseils professionnels permettent d\u2019aligner votre pr\u00eat hypoth\u00e9caire sur vos objectifs, offrant stabilit\u00e9 et tranquillit\u00e9 d\u2019esprit.[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb3_5″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ text_font=\u00a0\u00bbPoppins|300|||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#000000″ text_font_size=\u00a0\u00bb15px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb custom_margin=\u00a0\u00bb-4px||\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-20px||\u00a0\u00bb custom_margin_phone=\u00a0\u00bb\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Combien \u00e7a co\u00fbte?<\/strong><\/p>\n

Les conseillers hypoth\u00e9caires donnent la priorit\u00e9 \u00e0 vos int\u00e9r\u00eats, pas \u00e0 ceux des banques. Les frais ne s’appliquent qu’aux solutions de cr\u00e9dit complexes, pour lesquelles ils permettent souvent d’obtenir des r\u00e9sultats que les banques ne peuvent pas obtenir. <\/p>\n

[\/et_pb_text][et_pb_tabs _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb body_font=\u00a0\u00bbPoppins|300|||||||\u00a0\u00bb body_text_color=\u00a0\u00bb#000000″ tab_font=\u00a0\u00bbPoppins||||||||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_tab title=\u00a0\u00bbRenouvellement hypoth\u00e9caire\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]De nombreux Canadiens s’efforcent de trouver le meilleur pr\u00eat hypoth\u00e9caire initial, mais n\u00e9gligent de magasiner au moment du renouvellement, ce qui leur co\u00fbte consid\u00e9rablement. Le simple fait d\u2019accepter le premier taux de renouvellement de votre pr\u00eateur peut entra\u00eener un paiement excessif des int\u00e9r\u00eats. Pour \u00e9viter cela, commencez \u00e0 comparer les options quatre \u00e0 six mois avant l\u2019expiration de votre mandat, plut\u00f4t que d\u2019attendre la lettre de votre pr\u00eateur. Un professionnel hypoth\u00e9caire agr\u00e9\u00e9 peut vous aider \u00e0 obtenir des taux comp\u00e9titifs, ce qui pourrait vous faire \u00e9conomiser des milliers de dollars. Alors que de nombreux emprunteurs reprennent leurs paiements apr\u00e8s un report et sont confront\u00e9s \u00e0 des revenus r\u00e9duits, il est crucial d\u2019explorer toutes les options et d\u2019\u00e9viter l\u2019erreur co\u00fbteuse de simplement signer un renouvellement sans n\u00e9gociation.[\/et_pb_tab][et_pb_tab title=\u00a0\u00bbValeur nette de la maison\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]Les pr\u00eats hypoth\u00e9caires offrent aux Canadiens des options d’emprunt abordables pour des r\u00e9novations, des investissements ou une consolidation de dettes, g\u00e9n\u00e9ralement \u00e0 des taux inf\u00e9rieurs \u00e0 ceux des cartes de cr\u00e9dit. L’assurance vie hypoth\u00e9caire prot\u00e8ge votre investissement immobilier et assure l’avenir de votre famille en remboursant l’hypoth\u00e8que en cas de d\u00e9c\u00e8s. La couverture d\u2019Hypoth\u00e8ques Montr\u00e9al comprend \u00e0 la fois une assurance vie et une assurance invalidit\u00e9, offrant une protection si vous \u00eates incapable de travailler en raison d\u2019une maladie ou d\u2019une blessure. Contrairement \u00e0 l’assurance bancaire traditionnelle, elle est portable et conserve une couverture m\u00eame en cas de changement de logement ou de pr\u00eateur, avec des primes stables. Les professionnels de pr\u00eats hypoth\u00e9caires Montr\u00e9al offrent une couverture instantan\u00e9e et une garantie de remboursement de 60 jours pour une plus grande tranquillit\u00e9 d’esprit.[\/et_pb_tab][\/et_pb_tabs][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#f7f7f7″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ header_font=\u00a0\u00bbPoppins||||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#000000″ header_font_size=\u00a0\u00bb35px\u00a0\u00bb header_line_height=\u00a0\u00bb1.3em\u00a0\u00bb header_2_font=\u00a0\u00bbPoppins|700|||||||\u00a0\u00bb header_2_font_size=\u00a0\u00bb32px\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-10px||\u00a0\u00bb custom_margin_phone=\u00a0\u00bb-10px||\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb header_font_size_tablet=\u00a0\u00bb\u00a0\u00bb header_font_size_phone=\u00a0\u00bb25px\u00a0\u00bb header_font_size_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Hypoth\u00e8ques commerciales<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbPoppins|300|||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#000000″ header_3_font=\u00a0\u00bbPoppins||||||||\u00a0\u00bb header_3_text_color=\u00a0\u00bb#000000″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Location commerciale<\/h3>\n

Les pr\u00eats hypoth\u00e9caires commerciaux permettent aux entreprises et aux investisseurs d’acheter ou de refinancer des propri\u00e9t\u00e9s g\u00e9n\u00e9ratrices de revenus, offrant des options de capital flexibles.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00a0\u00bb1_2,1_2″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb0px||||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb0px||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ text_font=\u00a0\u00bbPoppins|300|||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#000000″ text_font_size=\u00a0\u00bb15px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb custom_margin=\u00a0\u00bb-4px||\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-20px||\u00a0\u00bb custom_margin_phone=\u00a0\u00bb\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Fonds commun de produits hypoth\u00e9caires commerciaux :<\/strong><\/p>\n

<\/strong><\/p>\n

    \n
  • Immeubles \u00e0 revenus<\/li>\n
  • Terrain industriel et brut<\/li>\n
  • Immeubles multir\u00e9sidentiels et bureaux<\/li>\n
  • Start-ups et financement relais<\/li>\n
  • Stockage libre-service et centres commerciaux<\/li>\n
  • Restaurants et consolidation de dettes<\/li>\n<\/ul>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ text_font=\u00a0\u00bbPoppins|300|||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#000000″ text_font_size=\u00a0\u00bb15px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb custom_margin=\u00a0\u00bb-4px||\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-20px||\u00a0\u00bb custom_margin_phone=\u00a0\u00bb\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″]<\/p>\n

    Avantages des professionnels du cr\u00e9dit-bail :<\/strong><\/p>\n

    Mortgages Montreal aide \u00e0 structurer le financement de location d’\u00e9quipement, de cession-bail et d’autres acquisitions. Plusieurs de nos professionnels du cr\u00e9dit-bail sont aussi des courtiers hypoth\u00e9caires et offrent des solutions sur mesure. <\/span><\/div>\n
    <\/div>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ text_font=\u00a0\u00bbPoppins|300|||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#000000″ text_font_size=\u00a0\u00bb15px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb custom_margin=\u00a0\u00bb-4px||\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-20px||\u00a0\u00bb custom_margin_phone=\u00a0\u00bb\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]Pourquoi choisir Hypoth\u00e8ques Montr\u00e9al ?<\/strong><\/p>\n

    En tant que franchise \u00e0 propri\u00e9t\u00e9 locale, nous comprenons votre march\u00e9 et proposons des solutions efficaces et flexibles avec plus de 30 sources de financement par cr\u00e9dit-bail au Canada et aux \u00c9tats-Unis. limites d’exposition, facilitant ainsi l’acquisition d’\u00e9quipement.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ header_font=\u00a0\u00bbPoppins||||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#000000″ header_font_size=\u00a0\u00bb35px\u00a0\u00bb header_line_height=\u00a0\u00bb1.3em\u00a0\u00bb header_2_font=\u00a0\u00bbPoppins|700|||||||\u00a0\u00bb header_2_font_size=\u00a0\u00bb32px\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-10px||\u00a0\u00bb custom_margin_phone=\u00a0\u00bb-10px||\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb header_font_size_tablet=\u00a0\u00bb\u00a0\u00bb header_font_size_phone=\u00a0\u00bb25px\u00a0\u00bb header_font_size_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Solutions pour les ind\u00e9pendants<\/h2>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ text_font=\u00a0\u00bbPoppins|300|||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#000000″ text_font_size=\u00a0\u00bb15px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb custom_margin=\u00a0\u00bb-4px||\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-20px||\u00a0\u00bb custom_margin_phone=\u00a0\u00bb\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]De nombreux travailleurs autonomes canadiens sont confront\u00e9s \u00e0 des difficult\u00e9s lorsqu’ils cherchent du financement immobilier, car leurs revenus peuvent sembler moins stables aux pr\u00eateurs. Cependant, les pr\u00eateurs hypoth\u00e9caires canadiens offrent de plus en plus de programmes adapt\u00e9s aux travailleurs autonomes, facilitant ainsi l’obtention de pr\u00eats hypoth\u00e9caires pour les r\u00e9sidences principales et les r\u00e9sidences secondaires. Les professionnels hypoth\u00e9caires agr\u00e9\u00e9s se sp\u00e9cialisent dans l\u2019aide aux travailleurs autonomes pour acc\u00e9der aux meilleures options hypoth\u00e9caires aupr\u00e8s des principaux pr\u00eateurs canadiens.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#f7f7f7″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ header_font=\u00a0\u00bbPoppins||||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#000000″ header_font_size=\u00a0\u00bb35px\u00a0\u00bb header_line_height=\u00a0\u00bb1.3em\u00a0\u00bb header_2_font=\u00a0\u00bbPoppins|700|||||||\u00a0\u00bb header_2_font_size=\u00a0\u00bb32px\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-10px||\u00a0\u00bb custom_margin_phone=\u00a0\u00bb-10px||\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb header_font_size_tablet=\u00a0\u00bb\u00a0\u00bb header_font_size_phone=\u00a0\u00bb25px\u00a0\u00bb header_font_size_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Refinancer<\/h2>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ text_font=\u00a0\u00bbPoppins|300|||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#000000″ text_font_size=\u00a0\u00bb15px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb custom_margin=\u00a0\u00bb-4px||\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-20px||\u00a0\u00bb custom_margin_phone=\u00a0\u00bb\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]Le refinancement peut aider \u00e0 acc\u00e9der \u00e0 des capitaux propres pour la consolidation de dettes, l\u2019am\u00e9lioration de l\u2019habitat, les investissements et bien plus encore. Plusieurs ont eu recours aux reports de remboursement hypoth\u00e9caire pendant la pand\u00e9mie, mais avec la fin des reports, il est important d\u2019explorer les options. Le refinancement est avantageux si vous envisagez de rester dans votre maison \u00e0 long terme, car il vous permet d’\u00e9conomiser pour des choses comme la retraite. Les conditions du refinancement hypoth\u00e9caire d\u00e9pendent de facteurs tels que les conditions du march\u00e9. Si vous souhaitez raccourcir la dur\u00e9e de votre pr\u00eat hypoth\u00e9caire, le refinancement est une excellente option. Le processus, y compris les co\u00fbts d\u2019\u00e9valuation, d\u2019assurance et d\u2019inspection, est semblable \u00e0 celui de votre pr\u00eat hypoth\u00e9caire initial. Le refinancement peut garantir des taux d’int\u00e9r\u00eat plus bas pendant cinq ans au plus, assurant ainsi la stabilit\u00e9 financi\u00e8re.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_enable_color=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ header_font=\u00a0\u00bbPoppins||||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#000000″ header_font_size=\u00a0\u00bb35px\u00a0\u00bb header_line_height=\u00a0\u00bb1.3em\u00a0\u00bb header_2_font=\u00a0\u00bbPoppins|700|||||||\u00a0\u00bb header_2_font_size=\u00a0\u00bb32px\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-10px||\u00a0\u00bb custom_margin_phone=\u00a0\u00bb-10px||\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb header_font_size_tablet=\u00a0\u00bb\u00a0\u00bb header_font_size_phone=\u00a0\u00bb25px\u00a0\u00bb header_font_size_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Retraite<\/h2>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00a0\u00bb1_2,1_2″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ text_font=\u00a0\u00bbPoppins|300|||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#000000″ text_font_size=\u00a0\u00bb15px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb custom_margin=\u00a0\u00bb-4px||\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-20px||\u00a0\u00bb custom_margin_phone=\u00a0\u00bb\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]Les r\u00eaves de retraite impliquent souvent de rester \u00e0 la maison, de profiter de la famille et de se d\u00e9tendre. La Banque HomeEquity offre aux propri\u00e9taires canadiens \u00e2g\u00e9s des solutions simples et intelligentes pour utiliser la valeur de leur maison pendant la retraite. Depuis plus de 25 ans, CHIP, notre pr\u00eat hypoth\u00e9caire invers\u00e9, aide de nombreux propri\u00e9taires \u00e0 acqu\u00e9rir une flexibilit\u00e9 financi\u00e8re sans vendre ni d\u00e9m\u00e9nager. CHIP pourrait \u00eatre le bon choix pour vous.[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ text_font=\u00a0\u00bbPoppins|300|||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#000000″ text_font_size=\u00a0\u00bb15px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb custom_margin=\u00a0\u00bb-4px||\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb-20px||\u00a0\u00bb custom_margin_phone=\u00a0\u00bb\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Caract\u00e9ristiques de l’hypoth\u00e8que invers\u00e9e CHIP :<\/strong><\/p>\n

    <\/strong><\/p>\n

      \n
    • Disponible pour les propri\u00e9taires de 55 ans et plus<\/li>\n
    • Aucun paiement requis<\/li>\n
    • Aucun revenu ni qualification en mati\u00e8re de cr\u00e9dit<\/li>\n
    • Qualifiez-vous jusqu’\u00e0 50 % de la valeur de la maison<\/li>\n
    • Les fonds peuvent \u00eatre re\u00e7us de fa\u00e7on forfaitaire ou au fil du temps<\/li>\n
    • Conserver le titre de propri\u00e9t\u00e9<\/li>\n
    • De l’argent non imposable<\/li>\n<\/ul>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.27.2″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#E1444F\u00a0\u00bb custom_margin=\u00a0\u00bb0px||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb65px||65px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb2_3,1_3″ use_custom_gutter=\u00a0\u00bbon\u00a0\u00bb gutter_width=\u00a0\u00bb2″ _builder_version=\u00a0\u00bb4.17.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width=\u00a0\u00bb90%\u00a0\u00bb max_width=\u00a0\u00bb1200px\u00a0\u00bb custom_margin=\u00a0\u00bb0px||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb2_3″ _builder_version=\u00a0\u00bb4.17.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_font=\u00a0\u00bbEncode Sans Semi Expanded|700|||||||\u00a0\u00bb header_2_text_align=\u00a0\u00bbleft\u00a0\u00bb header_2_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb header_2_font_size=\u00a0\u00bb35px\u00a0\u00bb custom_margin=\u00a0\u00bb0px||4px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||false|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ header_2_font_size_tablet=\u00a0\u00bb35px\u00a0\u00bb header_2_font_size_phone=\u00a0\u00bb30px\u00a0\u00bb header_2_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb header_2_line_height_tablet=\u00a0\u00bb\u00a0\u00bb header_2_line_height_phone=\u00a0\u00bb1.3em\u00a0\u00bb header_2_line_height_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″]<\/p>\n

      Vous avez une question ? Contactez-nous !<\/h2>\n

      [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.2″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font=\u00a0\u00bbOpen Sans||||||||\u00a0\u00bb text_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb link_font=\u00a0\u00bb|600|||||||\u00a0\u00bb link_text_color=\u00a0\u00bb#1b1b1b\u00a0\u00bb custom_margin=\u00a0\u00bb0px||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb link_text_color__hover_enabled=\u00a0\u00bbon|desktop\u00a0\u00bb link_text_color__hover=\u00a0\u00bb#8cbc43″]Vous avez des questions sur les services que nous proposons ? Notre personnel est toujours heureux de vous fournir les r\u00e9ponses dont vous avez besoin.[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_3″ _builder_version=\u00a0\u00bb4.17.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_button button_url=\u00a0\u00bbhttps:\/\/mortgagesmontreal.ca\/fr\/contactez-nous\/\u00a0\u00bb button_text=\u00a0\u00bbContactez nous\u00a0\u00bb button_alignment=\u00a0\u00bbright\u00a0\u00bb button_alignment_tablet=\u00a0\u00bbleft\u00a0\u00bb button_alignment_phone=\u00a0\u00bbleft\u00a0\u00bb button_alignment_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb button_text_size=\u00a0\u00bb15px\u00a0\u00bb button_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb button_bg_color=\u00a0\u00bbRGBA(255,255,255,0)\u00a0\u00bb button_border_width=\u00a0\u00bb1px\u00a0\u00bb button_border_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb button_border_radius=\u00a0\u00bb0px\u00a0\u00bb button_font=\u00a0\u00bbOpen Sans|700|||||||\u00a0\u00bb button_icon=\u00a0\u00bb||fa||900″ button_on_hover=\u00a0\u00bboff\u00a0\u00bb custom_margin=\u00a0\u00bb6px||0px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb15px|46px|16px|30px|false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb button_bg_color__hover_enabled=\u00a0\u00bbon|hover\u00a0\u00bb button_bg_color__hover=\u00a0\u00bb#FFFFFF\u00a0\u00bb button_bg_enable_color__hover=\u00a0\u00bbon\u00a0\u00bb button_text_color__hover_enabled=\u00a0\u00bbon|desktop\u00a0\u00bb button_text_color__hover=\u00a0\u00bb#1b1b1b\u00a0\u00bb button_letter_spacing__hover_enabled=\u00a0\u00bbon|desktop\u00a0\u00bb button_letter_spacing__hover=\u00a0\u00bb0px\u00a0\u00bb][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

      Hypoth\u00e8quesLes pr\u00eats hypoth\u00e9caires r\u00e9pondent \u00e0 divers besoins, depuis l\u2019achat d\u2019une premi\u00e8re maison jusqu\u2019\u00e0 l\u2019acc\u00e8s \u00e0 la valeur nette de la propri\u00e9t\u00e9 ou au renouvellement des conditions. Faire des choix \u00e9clair\u00e9s avec des conseils professionnels vous garantit d\u2019obtenir des conseils impartiaux et adapt\u00e9s \u00e0 votre situation. En p\u00e9riode de difficult\u00e9s, certains propri\u00e9taires peuvent b\u00e9n\u00e9ficier d\u2019une prolongation […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-71673","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mortgagesmontreal.ca\/fr\/wp-json\/wp\/v2\/pages\/71673","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mortgagesmontreal.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mortgagesmontreal.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mortgagesmontreal.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mortgagesmontreal.ca\/fr\/wp-json\/wp\/v2\/comments?post=71673"}],"version-history":[{"count":4,"href":"https:\/\/mortgagesmontreal.ca\/fr\/wp-json\/wp\/v2\/pages\/71673\/revisions"}],"predecessor-version":[{"id":71695,"href":"https:\/\/mortgagesmontreal.ca\/fr\/wp-json\/wp\/v2\/pages\/71673\/revisions\/71695"}],"wp:attachment":[{"href":"https:\/\/mortgagesmontreal.ca\/fr\/wp-json\/wp\/v2\/media?parent=71673"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}